When you buy or sell a home, title insurance and escrow are how the parties confirm ownership, clear defects that can be cured, and exchange funds and documents safely. Texas Title Assurance examines the title, prepares the commitment, coordinates with your lender if there is a loan, and conducts the closing.
How a typical residential file moves
- An order is opened with the contract or refinance details — never with Social Security numbers or bank account information on the public form.
- We examine title and issue a commitment that lists requirements and exceptions.
- Outstanding items are cured, payoff statements are requested, and the settlement statement is prepared.
- Signing is scheduled in our office or as otherwise arranged. Funding and recording follow once all conditions are met.
Texas title insurance premiums are set by the Texas Department of Insurance. We do not discount those premiums. Our escrow fee starts at $695.