Title insurance premiums
In Texas, basic title insurance premiums are promulgated by the Texas Department of Insurance. Every licensed title agent must use those rates. Texas Title Assurance does not discount title insurance premiums.
The official 2026 basic premium rate chart is published by TDI and is the source you should use for premium figures:
TDI title insurance basic premium rates
Owner’s and lender’s policies, and any endorsements, are calculated from the promulgated schedule and the rules in the Texas Title Insurance Basic Manual. We can prepare a fee quote for a specific purchase price or loan amount after you open an order. A website calculator is not a substitute for that quote or for the official TDI schedule.
Escrow and closing fees
Escrow and closing fees are not promulgated in the same way as title premiums. Our escrow fee starts at $695 and may be higher depending on the type and complexity of the transaction. Please ask for a written fee quote when your order is opened.
The “starts at $695” figure reflects the company’s current standard escrow fee as provided for this site. Confirm it with us if you are preparing a closing disclosure or a fee sheet, because the final charge can vary.
Independent choice
You may compare fees and services among title companies and are never required to use Texas Title Assurance. We will not offer a discount, credit, or other inducement on title premiums, and we will not condition our services on the use of an affiliated real estate brokerage or lender.
Request a quote / open an order