:root {
  --navy: #001840;
  --navy-2: #0a2a5c;
  --ink: #0c1220;
  --gold: #b8954f;
  --gold-2: #d4bc7c;
  --cream: #f7f3ea;
  --white: #fff;
  --muted: #5a6170;
  --line: rgba(0, 24, 64, .12);
  --danger: #7a1c1c;
  --danger-bg: #f8ecec;
  --ok: #1c6b3a;
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: "Outfit", system-ui, sans-serif;
  color: #1c2430;
  background: var(--cream);
  line-height: 1.65;
  font-size: 17px;
  -webkit-font-smoothing: antialiased;
}
img { max-width: 100%; height: auto; display: block; }
a { color: inherit; }
h1, h2, h3, h4 {
  font-family: "Fraunces", Georgia, serif;
  font-weight: 500;
  line-height: 1.15;
  letter-spacing: .01em;
  margin: 0 0 .55em;
  color: var(--navy);
}
p { margin: 0 0 1em; }
.wrap { width: min(1160px, calc(100% - 3rem)); margin: 0 auto; }
.eyebrow {
  font-size: .68rem;
  letter-spacing: .26em;
  text-transform: uppercase;
  color: var(--gold);
  font-weight: 600;
  margin-bottom: 1rem;
  display: inline-block;
}
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 48px;
  padding: .85rem 1.4rem;
  border: 1px solid transparent;
  font-size: .72rem;
  font-weight: 600;
  letter-spacing: .14em;
  text-transform: uppercase;
  text-decoration: none;
  transition: .22s ease;
  cursor: pointer;
  text-align: center;
  border-radius: 2px;
  background: none;
  font-family: inherit;
  gap: .45rem;
}
.btn-gold { background: var(--gold); color: var(--navy); border-color: var(--gold); }
.btn-gold:hover { background: transparent; color: var(--gold-2); border-color: var(--gold-2); }
.btn-navy { background: var(--navy); color: var(--white); border-color: var(--navy); }
.btn-navy:hover { background: transparent; color: var(--navy); }
.btn-ghost { background: transparent; color: var(--white); border-color: rgba(255,255,255,.7); }
.btn-ghost:hover { background: var(--white); color: var(--navy); }
.btn-ghost-dark { background: transparent; color: var(--navy); border-color: var(--navy); }
.btn-ghost-dark:hover { background: var(--navy); color: var(--white); }
.btn-row { display: flex; flex-wrap: wrap; gap: .85rem; }
.skip {
  position: absolute; left: -999px; top: 0;
}
.skip:focus { left: 1rem; top: 1rem; z-index: 80; background: #fff; padding: .6rem 1rem; color: var(--navy); }

/* Fraud top bar */
.fraud-bar {
  background: var(--danger);
  color: #fff;
  font-size: .86rem;
  padding: .55rem 0;
}
.fraud-bar .wrap { display: flex; justify-content: space-between; gap: 1rem; align-items: center; flex-wrap: wrap; }
.fraud-bar a { color: #fff; font-weight: 600; text-underline-offset: 3px; }
.fraud-bar a:hover { color: var(--gold-2); }

/* Header */
header.site-header {
  position: sticky;
  top: 0;
  z-index: 50;
  background: rgba(12, 18, 32, .96);
  border-bottom: 1px solid rgba(255,255,255,.08);
  backdrop-filter: blur(8px);
}
.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  min-height: 82px;
}
.logo img { height: 52px; width: auto; }
.header-nav { display: flex; align-items: center; gap: .35rem 1rem; }
.header-nav a, .header-nav .nav-drop > span {
  color: rgba(255,255,255,.88);
  font-size: .66rem;
  letter-spacing: .14em;
  text-transform: uppercase;
  font-weight: 500;
  text-decoration: none;
  min-height: 44px;
  display: inline-flex;
  align-items: center;
  cursor: pointer;
}
.header-nav a:hover, .header-nav a.is-active, .header-nav .nav-drop:hover > span { color: var(--gold-2); }
.phone-link { color: #fff !important; font-weight: 600 !important; }
.nav-drop { position: relative; }
.nav-drop .menu {
  display: none;
  position: absolute;
  top: 100%;
  left: 0;
  min-width: 220px;
  background: #fff;
  border: 1px solid var(--line);
  padding: .5rem 0;
  box-shadow: 0 12px 30px rgba(0,24,64,.12);
}
.nav-drop:hover .menu, .nav-drop:focus-within .menu { display: block; }
.nav-drop .menu a {
  display: flex;
  color: var(--navy);
  padding: .55rem 1rem;
  min-height: 44px;
  letter-spacing: .08em;
}
.nav-drop .menu a:hover { background: var(--cream); color: var(--gold); }
.burger {
  display: none;
  width: 44px; height: 44px;
  border: 0; background: transparent;
  cursor: pointer;
  padding: 0;
}
.burger span, .burger span:before, .burger span:after {
  display: block; width: 22px; height: 2px; background: #fff; position: relative;
}
.burger span:before, .burger span:after { content: ""; position: absolute; left: 0; }
.burger span:before { top: -7px; }
.burger span:after { top: 7px; }
.drawer { display: none; background: #111827; border-top: 1px solid rgba(255,255,255,.08); }
.drawer.open { display: block; }
.drawer a {
  display: flex; color: #fff; text-decoration: none;
  padding: .85rem 0; border-bottom: 1px solid rgba(255,255,255,.08);
  letter-spacing: .12em; text-transform: uppercase; font-size: .78rem;
}

/* Hero */
.hero {
  background: var(--ink);
  color: #fff;
  padding: 5.6rem 0 4.6rem;
  position: relative;
  overflow: hidden;
}
.hero:before {
  content: "";
  position: absolute;
  inset: -20% -10% auto 35%;
  height: 520px;
  background: radial-gradient(circle, rgba(184,149,79,.22), transparent 68%);
  pointer-events: none;
}
.hero-inner { position: relative; max-width: 820px; }
.hero h1 { color: #fff; font-size: clamp(2.5rem, 5.6vw, 4.2rem); max-width: 16ch; }
.hero .lead { color: rgba(255,255,255,.84); font-size: 1.05rem; max-width: 38rem; margin-bottom: 1.8rem; }

.section { padding: 4.6rem 0; }
.section.white { background: var(--white); }
.section.navy { background: var(--navy); color: #fff; }
.section.navy h2, .section.navy h3 { color: #fff; }
.section-head { max-width: 740px; margin: 0 auto 2.5rem; text-align: center; }
.section-head h2 { font-size: clamp(2rem, 3.6vw, 2.9rem); }
.section-head p { color: var(--muted); margin: 0 auto; }
.section.navy .section-head p { color: rgba(255,255,255,.78); }

.cards { display: grid; grid-template-columns: repeat(4, 1fr); gap: 1.1rem; }
.cards.three { grid-template-columns: repeat(3, 1fr); }
.cards.two { grid-template-columns: repeat(2, 1fr); }
.card {
  background: var(--white);
  border: 1px solid var(--line);
  padding: 1.6rem 1.4rem 1.4rem;
  display: flex; flex-direction: column; min-height: 100%;
}
.section.white .card { background: var(--cream); }
.card .kicker {
  font-size: .68rem; letter-spacing: .16em; text-transform: uppercase;
  color: var(--gold); font-weight: 700; margin-bottom: .65rem;
}
.card h3 { font-size: 1.55rem; margin-bottom: .45rem; }
.card p { color: var(--muted); font-size: .95rem; flex: 1; }
.card .btn { align-self: flex-start; margin-top: .5rem; }

.split { display: grid; grid-template-columns: 1.05fr .95fr; gap: 2.6rem; align-items: start; }
.prose h2 { font-size: clamp(2rem, 3.4vw, 2.7rem); }
.prose ul, .legal ul { padding-left: 1.15rem; margin: 0 0 1.1rem; }
.prose li { margin: 0 0 .45rem; }
.meta { color: var(--muted); font-size: .95rem; }
.meta a, .prose a, .legal a { color: var(--navy); font-weight: 600; text-decoration: none; text-underline-offset: 3px; }
.prose a, .legal a { text-decoration: underline; }
.meta a:hover, .prose a:hover { color: var(--gold); }

.stat-row { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1rem; margin-top: 2rem; }
.stat { border-top: 2px solid var(--gold); padding-top: 1rem; }
.stat b { display: block; font-family: "Fraunces", serif; font-size: 1.7rem; color: var(--navy); font-weight: 500; }
.stat span { color: var(--muted); font-size: .9rem; }

.alert {
  background: var(--danger-bg);
  border-left: 4px solid var(--danger);
  padding: 1.15rem 1.2rem;
  color: #3a1515;
}
.alert strong { color: var(--danger); }
.alert a { color: var(--danger); font-weight: 700; }

.page-hero {
  background: var(--navy);
  color: #fff;
  padding: 3.4rem 0 2.6rem;
}
.page-hero h1 { color: #fff; font-size: clamp(2.1rem, 4vw, 3.2rem); }
.page-hero p { color: rgba(255,255,255,.82); max-width: 40rem; margin: 0; }

form.lead-form, form.order-form {
  background: var(--white);
  border: 1px solid var(--line);
  padding: 1.5rem;
}
.lead-form label, .order-form label, .lead-form legend, .order-form legend {
  display: block;
  font-size: .68rem;
  letter-spacing: .14em;
  text-transform: uppercase;
  font-weight: 600;
  color: var(--navy);
  margin: 0 0 .4rem;
}
.field { margin-bottom: 1rem; }
.lead-form input, .order-form input,
.lead-form textarea, .order-form textarea,
.lead-form select, .order-form select {
  width: 100%;
  border: 1px solid rgba(0,24,64,.2);
  background: #fff;
  min-height: 48px;
  padding: .7rem .8rem;
  font: inherit;
  color: #1c2430;
  border-radius: 2px;
}
.lead-form textarea, .order-form textarea { min-height: 120px; resize: vertical; }
.lead-form input:focus, .order-form input:focus,
.lead-form textarea:focus, .order-form textarea:focus,
.lead-form select:focus, .order-form select:focus {
  outline: 2px solid var(--gold);
  outline-offset: 1px;
}
.two-col { display: grid; grid-template-columns: 1fr 1fr; gap: 1rem; }
.check { display: flex; gap: .6rem; align-items: flex-start; font-size: .9rem; color: #2a3340; text-transform: none; letter-spacing: 0; font-weight: 400; }
.check input { margin-top: .25rem; accent-color: var(--gold); width: auto; min-height: auto; }
.fine { font-size: .78rem; color: var(--muted); line-height: 1.5; margin: 0 0 1rem; }
.form-status { font-size: .92rem; margin: .8rem 0 0; display: none; }
.form-status.show { display: block; }
.form-status.ok { color: var(--ok); }
.form-status.err { color: var(--danger); }
.hp { position: absolute; left: -9999px; height: 0; overflow: hidden; }

footer.site-footer {
  background: var(--ink);
  color: rgba(255,255,255,.78);
  padding: 3rem 0 2rem;
  font-size: .88rem;
}
footer.site-footer a { color: #fff; text-underline-offset: 3px; }
footer.site-footer a:hover { color: var(--gold-2); }
.footer-grid { display: grid; grid-template-columns: 1.2fr .8fr .8fr; gap: 2rem; margin-bottom: 1.8rem; }
.footer-brand img.logo { height: 52px; width: auto; margin-bottom: 1rem; }
.footer-col h4 { color: #fff; font-size: .78rem; letter-spacing: .14em; text-transform: uppercase; font-family: Outfit, sans-serif; font-weight: 600; margin: 0 0 .8rem; }
.footer-col a { display: block; margin: 0 0 .4rem; text-decoration: none; }
.legal p { margin: 0 0 .85rem; }
.legal .respa { border-top: 1px solid rgba(255,255,255,.1); padding-top: 1rem; margin-top: 1rem; }
.footer-bottom {
  display: flex; justify-content: space-between; gap: 1rem; flex-wrap: wrap;
  border-top: 1px solid rgba(255,255,255,.1);
  margin-top: 1.4rem; padding-top: 1rem;
  font-size: .8rem; color: rgba(255,255,255,.6);
}
.placeholder-flag {
  display: inline-block;
  background: #fff3cd;
  color: #5c4800;
  font-size: .72rem;
  letter-spacing: .04em;
  padding: .1rem .4rem;
  border-radius: 2px;
  font-weight: 600;
}

@media (max-width: 980px) {
  .cards, .cards.three, .cards.two, .split, .footer-grid, .stat-row, .two-col { grid-template-columns: 1fr; }
  .header-nav { display: none; }
  .burger { display: inline-flex; align-items: center; justify-content: center; }
  .hero { padding: 3.6rem 0 3.1rem; }
}
@media (max-width: 600px) {
  .wrap { width: min(1160px, calc(100% - 1.6rem)); }
  .logo img { height: 44px; }
}
@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  * { transition: none !important; }
}